1. Personal Loans Marcus by Goldman Sachs Pros : No fees, competitive interest rates, and flexible payment options. Cons : Requires a good credit score, no joint applications. LightStream Pros : Low rates for excellent credit, no fees, and quick funding. Cons : Requires good to excellent credit, no pre-qualification. 2. Mortgage Loans Quicken Loans (Rocket Mortgage) Pros : User-friendly online platform, fast approvals, and various mortgage options. Cons : Higher rates compared to some competitors, limited physical branches. Wells Fargo Pros : Wide range of mortgage products, strong customer service, and numerous branch locations. Cons : Past issues with regulatory compliance, potentially higher fees. 3. Student Loans Sallie Mae Pros : Flexible repayment options, no origination fees, and cosigner release option. Cons : Higher interest rates for borrowers with lower credit scores. Discover Student Loans Pros : 1...
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